We express our sincere gratitude for your selection of Sahayta Cash by SAHAYTA FINANCE AND LEASING PRIVATE LIMITED. Assuring the security and respect for your personal data stands as our foremost priority. The ensuing Privacy Policy delineates our approaches towards the accumulation, application, conservation, and distribution of your personal information.

Throughout this document, the terms “we” and “our” are used interchangeably to denote the collective entity of SAHAYTA FINANCE AND LEASING PRIVATE LIMITED and Sahayta Cash.

The purpose of this policy is to inform you about our protocols concerning personal data on mobile platforms. We advise you to carefully examine the following to understand our data handling procedures.


1. Purposes Behind the Utilization of Collected Personal Information

Your personal information is utilized for purposes including:
Execution and processing of loan applications;
Evaluation for loan approval and conducting risk assessments;
Administration of loan accounts and facilitation of repayment schemes;
Communication purposes, including the provision of information regarding complementary products and services;
Improvement and decision-making processes for the betterment of our application and services;
Compliance with the requisite legal and regulatory standards.


2. Use of Your Data and Collection Practices

In the course of using our loan application, we are entitled to collect information in the following categories:
Personal Identifiers: Your name, modes of contact, birth date, etc.
Economic Details: Your financial earnings, debts, and related fiscal information.
Professional Information: Your job title, employer identification, etc.
Credit Analysis: Including your credit score and detailed credit history.
Supplementary Information: Communications with our service, customer feedback, and other pertinent details.

Collection Techniques
Your personal data is obtained via:
Direct inputs from your end.
Automatic collection functionalities within our application.
External sources for the verification of identity and fiscal conditions.
To deter financial malpractices and verify your loan eligibility, we require permissions for accessing your device's camera, photo album, and address book during the KYC diligence.



3. Cookies and Technology Use for Personalization

Cookies and related technologies are integral to our application, employed to refine your user experience, customize services to your preferences, and perform statistical analysis. You are entitled to either accept or decline the use of Cookies. Opting out of Cookies may, however, limit your experience and prevent full utilization of our services.



4. Proactive Data Protection Strategies

At the heart of our operations lies a steadfast commitment to the protection of your personal information. We adopt an integrated approach, combining leading-edge technical safeguards with comprehensive management protocols to ensure the protection, integrity, and confidentiality of your personal data.

Our use of advanced encryption technologies is pivotal, creating a fortified barrier around your personal information to shield it from unauthorized access and breaches.
We maintain an ironclad policy regarding access to personal information, allowing only a meticulously selected group of personnel access after thorough security screenings. Their activities and access levels are continuously monitored and audited to ensure compliance with our high data protection standards.
To maintain our defense against potential cyber threats, we engage in regular, rigorous security assessments of our data storage and processing infrastructures, applying necessary updates and enhancements to fortify our systems.
An organizational-wide privacy protection initiative underpins our efforts, characterized by exhaustive training programs tailored for our staff. These programs aim to instill a profound understanding of and competence in modern data protection techniques and privacy legislation, thereby ingraining privacy consciousness into our corporate ethos.


5. Permission Acquisition and Collection Protocol

For users aspiring to apply for a comprehensive loan via our application, consent must be provided to grant us access to the following device permissions:

Camera Access: The application is permitted to utilize camera functionalities to capture images or videos. This is crucial for loan applicants to furnish evidence of their identity, serving as a measure against financial fraud.

Location Services: Permission to access device location is necessary to verify the applicant's eligibility based on geographical service coverage. Loan services are not extended beyond predetermined areas, thereby necessitating location verification.

Contact List Access: The application is authorized to access and scrutinize the device's contact list. This involves checking for adherence to local regulations in India, including the validation of consecutive numbers, among other criteria, to mitigate financial fraud and credit risk.

It is important to note that all collected data will be subject to deletion upon the completion of the loan eligibility assessment, ensuring no permanent retention of such information.


6. Management of Personal Information Sharing and Transmission

Protecting your personal information from unauthorized disclosure is paramount to us. To this end, we do not sell, trade, or engage in the sharing and transmission of your personal data with third parties without obtaining your explicit prior approval or being prompted by legal requirements. When the process involves the sharing and transmission of personal information, we rigorously conform to the relevant legal standards and the guidelines of this Privacy Policy.

Through this approach, we employ comprehensive security measures aimed at maintaining the security and privacy of your personal information throughout its sharing and transmission process.


7. Data Access and Amendments

As a user, you possess the right to review, modify, or delete any personal information we hold about you. Should you desire to execute any of these actions, please make your request through our designated contact channels. Our team is ready to facilitate your data preferences efficiently.


8. Inquiries and Feedback

Should you have any questions, feedback, or concerns about this Privacy Agreement or how we handle your personal data, please do not hesitate to contact us via:
The Name of Company: SAHAYTA FINANCE AND LEASING PRIVATE LIMITED
CIN: U65921HR1996PTC033051
Email: contactus@sahaytafinancein.com
Postal Address: E 115, 2nd Floor Palam Vyapar Kendra, Palam Vihar Gurugram, Haryana, 122017 India
We pledge to address your concerns swiftly and effectively.



9. Loan Partner Details

Name: SAHAYTA FINANCE AND LEASING PRIVATE LIMITED
CIN: U65921HR1996PTC033051
Support Email: contactus@sahaytafinancein.com
COR NO.: 14·02496
Address: E 115, 2nd Floor Palam Vyapar Kendra, Palam Vihar Gurugram, Haryana, 122017 India


It's important to us that you fully understand our Privacy Agreement before using our products and services. If any aspect of this agreement raises questions, please feel free to contact us for detailed explanations.



10. Privacy Policy Enhancements

We may periodically adjust our privacy policy to better reflect our evolving data management practices and adherence to updated legal standards. Notifications of significant updates will be disseminated through effective channels.